Mobikwik – India’s largest independent mobile payments network

The mobile wallet company MobiKwik has recently launched Bubble Pin, a one-step offline payments mode, which allows users to make payments even without data connection. Beside this, MobiKwik has tied up with IRCTC to offer its wallet service as a payment option in e-catering app “Food on Track”.
Purpose: To promote offline payments.

MobiKwik’s Bubble Pin

wallet service

The pin can be generated on the MobiKwik app by clicking on ‘Pay at store’, which will be valid for 60 seconds. Then, users need to share the unique pin with the retailer to make the payment. The pin is a combination of numbers and alphabets. Bubble pin also makes the transaction more secure as no phone number is required to be shared. In future, this new feature will be available  in over 25,000 offline stores across India.

With this new feature, customer can make digital payments with MobiKwik at basements, parking lots and even in a flying airline, where the data network reception is not available or is intermittent.

Bubble Pin is the first step in enabling users to go completely cashless, especially at places that have sporadic cell reception. MobiKwik has also launched M-Gullak – a micro savings initiative with Samagra NGO – serving urban poor.


It is India’s largest independent mobile payments network, which is associated with many organizations/ brands to offer its wallet service as a payment option for their customers viz. IRCTC, BookMyShow, Café Coffee Day, Domino’s Pizza, Big Bazaar, Pizza Hut, JustEat, PVR, eBay, Myntra, Jabong, Uber , Meru Cabs, Snapdeal, Shopclues, Zomato, HomeShop18, Naaptol, Pepperfry, FashionAndYou, MakeMyTrip, Ferns N Petals, etc.

In it, a user can store money to make mobile and DTH recharge, pay utility bills and shop using wallet with over 50,000 merchants. It provides users the option to add money using their debit or credit card, net banking, and ‘cash pay’, a doorstep cash collection service. It is a semi closed wallet authorized by the Reserve Bank of India (RBI).

Megha Jain

Engg & Freelance Author

Straight forward