Reliance Jio Infocomm Limited, is a leading LTE mobile network operator in India. RJI had quitely launched its JioMoney digital wallet app. Through this app it has become easy to pay bills, recharge mobile and DTH, send and receive money. Reliance Industries was one of the 10 companies that received a license from RBI on August 2015 to setup payments bank.

Register Yourself for JioMoney

Any customer with a valid mobile number & registered with any telecom service provider can easily sign-up with JioMoney. After adding mobile number user will see welcome page; in it have to provide his/her full name, date of birth and password. After signup OTP will be send to user’s phone number.  Then after verify user’s number, app will ask for 4 digit mPIN. finally successfully registering yourself on jio money, users will see “add money, last transactions, Pay bills and recharge, Pay at shop, Offers, loyalty cards and money transfer ” options.

JioMoney Registration Steps
JioMoney Registration Steps

JioMoney Wallet is available on both Android and iPhone Users.

Money Transfer

Login user will see a button to load money. Tapping in that button the next screen gives an option to enter the amount that user need to load the wallet with. User can load money to their JioMoney account through NetBanking, credit card or debit card to load balance, with maximum limit of 10,000 and number of transactions restricted to 100 in a period of 30 days.

Reliance Jio has partnered with HDFC Bank, Federal Bank, etc. Through this app user can transfer up to 5,000 per day and they can load up to 10,000 from other banks. User can link their bank account or credit/debit cards by logging into the JioMoney app and clicking  “Add card/Bank account” under the Manage Accounts section. Now, Reliance Industries tie-up with SBI for payments bank venture.

Bill Payments & Recharge

JioMoney wallet allows users to make payments to number of services. Users can pay for Prepaid mobile and DTH, DTH operators including Airtel, Vodafone, Tata Docomo, Tata Sky, Sun TV, Dish TV, Videocon DTH and user can also make postpaid bill payments to Airtel, Aircel, BSNL, Idea, Vodafone and Tata Docomo and can also pay for landline bill payments, gas and insurance companies.

Pay at Shop

Users can pay to merchants who have tied up with Reliance Jio. They can either pay the merchant by entering their mobile number and amount or using a QR code. Users can send money directly to their bank account by adding their family or friend’s full name, IFSC code and account number, or send money to JioMoney users simply by entering their registered phone number.

Offers & Loyalty

Reliance JioMoney is also offering a range of deals and discounts on food, travel, accessories, books and magazine and apparels. The customer may get several discount coupons of various merchants worth upto 15,000 with different value/schemes/discounts on purchase. User will get offers from these brands Pizza Hut, Reliance Footprint,, Lemontree premier,, Lavie, Wrangler, babyoye, kaya and many more.


  1. Faster: Keep a record of all your frequent transactions, so repeat payments are just click and go.
  2. Bookmark: Bookmark your frequently visited merchants, so you can access them instantly.
  3. Offers:  Users get great offers, discounts and schemes from top brands and can also get offers from their neighborhood stores.
  4. Transaction History: Access your transaction history in a flash. No need to preserve bills or remember old transactions.

JioMoney is India’s leading digital payment service which offers fast, easy and secure payment solutions. It enables users to instantly accept digital payment without worrying about cash or change.

JioMoney Merchant Solutions

On 5th December Reliance Industries had launched JioMoney Merchant App. JioMoney Merchant Solutions (Digital Wallet) by Reliance Industries will help you go cashless anywhere you want. It will enable digital transactions of all types, let it be small shops, or restaurants, and railway ticket counters, for transport and even for person-to-person money transfers.

In an address to stakeholders at RIL’s Navi Mumbai office, Mukesh Ambani said

Jio Money is focused on signing up over 10 million small merchant retailers in the coming weeks across 17,000 towns and 400,000 villages, with the launch of Jio Money ecosystem and it will be committed and enthusiastic partner for the smooth implementation of our Prime Minister’s game-changing vision of creating a digitally-enabled and strong Indian economy.

Reliance Jio has a payments bank license in a joint venture with SBI. Aadhaar-based micro-ATMs will also be launched to help facilitate JioMoney. The Reliance company already has
KYC details through Aadhar card verification at the time of sim card distribution.

Features of JioMoneyMerchant

  1. Multiple ways to accept payments – by just using Merchants Mobile Number or with unique Code based payment feature of JioMoney.
  2. Zero transaction fee.
  3. Customer payments get credited directly to your bank account.
  4. Freedom from change.
  5. Send receipts to customers on SMS or E-mail.
  6. Instant SMS notification of payments on mobile.

With the help of JioMoney wallets, customers will be able to pay merchants from their bank accounts directly, and merchants can use the Jio-Money Merchant App to accept their payments directly into their bank accounts. The merchant will also be able to transfer money between accounts and will also make supplier payments through this app.